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Looking to finance a loan above $453,100? Then a Jumbo mortgage may be the right loan for you. If you are in the market to buy a high-priced or luxury home, and you have a lower debt-to-income ratio, a higher credit score, and a larger down payment, then consider this non-conforming loan.

The limit on conforming loans is $453,100 in most areas of the country, but jumbo mortgages can exceed these limits in high-cost areas. Please note that jumbo mortgage loans tend to carry slightly higher mortgage rates, due to increased risk. Also note that jumbo loan limits will differ depending on both the number of units on the property along with where the property is located.

  • Loans from $453,100 to $15,000,000
  • First-time home-buyers are eligible

Getting a home loan doesn’t have to be daunting. At Exceed Lending, we make the process as painless as possible.

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