Terms and Conditions

Terms and Conditions

“ Last Updated: [Insert Date]

These Terms and Conditions govern your use of our website and SMS communication services

provided by Exceed Lending (“we,” “us,” or “our”).

1. Program Description

By submitting your contact details on our website or providing verbal/written consent, you are

enrolling in Exceed Lending’s SMS notification program to receive:

• Account updates (e.g., application status, payment reminders)

• Customer support notifications

• Appointment confirmations

This is not a marketing program.

2. Message Frequency

Message frequency varies depending on your interaction with our services.

3. Message & Data Rates

Message and data rates may apply. Check with your mobile carrier.

4. Opt-Out and Help

You may opt out at any time by replying STOP. You will receive a confirmation and no further

messages will be sent.

For assistance, reply HELP or contact us at:

5. Eligibility

You must be at least 18 years old and reside in the United States or Canada to use our SMS

program.

6. Consent to Contact

By providing your mobile number and affirmatively checking the SMS consent box (when

applicable), you consent to receive text messages from Exceed Lending. This consent is not a

condition of purchase.

7. Data Usage & Privacy

We do not share or sell SMS opt-in data with third parties for marketing. For more, see our

8. Termination

We reserve the right to suspend or terminate your participation in the program at any time

without notice, for any reason, including misuse or abuse.

9. Limitation of Liability

To the fullest extent permitted by law, Exceed Lending will not be liable for any damages arising

from your use of our SMS services or website.

10. Changes

We may update these Terms at any time. Changes will be posted on our website.