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About Foreign National Real Estate Investment Loans

Exceed Lending recognizes the unique financial needs our international clients face when financing a second home, vacation home or investment property in the U.S., and we are well prepared to help you achieve your goals.

If you are not an American citizen but want to purchase a house here, there are home loans for you. Many mortgage lenders offer foreign national mortgage programs, which work very much like standard U.S. loans — except that the required down payment is generally larger — about 30% — and you may have to get your mortgage from either a large bank or a niche lender.

One challenge faced by foreign nationals is the that your American credit history is likely to be minimal. Exceed Lending can work with you if you have a thin file to build the necessary credit history to find the best loan program that works for you.